Ikigai Travelers

Ikigai Travelers

Buying a house in Japan can be a challenging process, especially for foreigners who are not familiar with the country’s real estate market. As someone who is currently looking to purchase a house in Japan, I have experienced some of these challenges firsthand. In this blog post, I want to share my journey and some tips I have learned along the way.


Getting a Loan as a Foreigner


One of the biggest challenges when buying a house in Japan as a foreigner is getting a loan. Most Japanese banks require borrowers to have a permanent residency visa and a stable income in Japan. Some banks may consider issuing loans to foreign residents, but the requirements are usually stricter, and the interest rates may be higher.


If you are planning to buy a house in Japan, it is essential to research the different options available for financing. You may want to consider working with a mortgage broker who specializes in helping foreigners secure home loans in Japan.


Comparative Costs


When looking for a house in Japan, there are several options to consider: building a house from scratch, renovating an old house, or buying a used home. Each option has its pros and cons, and it is important to evaluate them carefully to make an informed decision.


Building a house from scratch can be expensive, but it allows you to customize the design and layout to your preferences. Renovating an old house can be a more affordable option, but it may require a lot of work, time, and money to update the infrastructure and make it livable. Buying a used home that is not too old can be a good compromise between cost and convenience.


My Journey


As for my journey, I am still in the process of searching for a house in Japan. I have been looking at different options and comparing costs to find the best fit for my budget and needs. I have also consulted with a real estate agent who has provided valuable advice and support throughout the process.


One thing I have learned is that buying a house in Japan requires patience, perseverance, and flexibility. The real estate market can be competitive, and it may take some time to find the right property. It is also essential to be open-minded and willing to compromise on some of your preferences to find a home that fits your budget and lifestyle.




If you are considering buying a house in Japan, it is essential to do your research and be prepared for the challenges that may arise. Getting a loan as a foreigner can be difficult, and there are different options to consider when it comes to the type of property you want to buy.


By sharing my journey and tips, I hope to help others who are also looking to buy a house in Japan. With the right resources, support, and mindset, it is possible to find a home that meets your needs and fulfills your dream of living in Japan.

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